Way to Pay

Mahalagang Paunawa tungkol sa paraan ng pagwiwithdraw at pagbabayd:
THE BARROWERS AGREE TO PAY THE CHARGES FROM THE INSTITUTION BELOW.

Isang halimbawa:
If you loan P2000 (two thousand pesos)
MiniLoan will automatically deduct  the prevailing interest rate (May promo 3.5% per 30 days): P70( seventy pesos )
The institution/ bank will deduct the charges ei. ML Kwarta padala charges P120 for P2000 money transfer. 
The barrower will get a net amount of P1810 (one thousand eight hundred and ten pesos.

After 30 days the barrower must return the whole amount of P2000 (two thousand pesos) through bank transffer : using MiniLoan account  FREE of charge.

BPI Pick-up - Peso

You can nominate a nearest BPI near you, and we will send the money to that branch.  The charges will de deducted to your loanble amount.

*The bank charges 150 pesos  (one hundred fifty)  per transaction.

GCASH 

1. How to register ?
Registration is a key process that activates the GCASH wallet in your Globe or TM cellphone. It is a one-time process, where you can choose to register through text or through the GCASH menu found in your SIM. To register through text Register your cellphone to GCASH by sending this text to 2882: REG4-digit PIN/mother’s maiden name/first name/last name/address Remember! Make sure that your First Name and Last Name match the information that appears in any valid ID of yours. This is important for future GCASH transactions.

2. How to convert cash into GCASH ?
After you’ve registered, you will need to load your mobile wallet with GCASH. This is done by converting your cash to GCASH at a Globe Center or at any accredited GCASH partner. There are several ways that you can convert your cash to GCASH, and you can choose the option that is most convenient for you. 

Go to a Globe Business Center. You can go to any Globe Center and request to do a GCASH transaction. You will need to fill up a GCASH Service Form, and present any valid ID to complete your transaction. Cashing in at a Globe Center is FREE!

Go to an accredited GCASH Partner. GCASH has over 1,800 accredited partners around the Philippines. These include SM Department & Metro Gaisano stores. Just like in a Globe Center, you will need to fill up a GCASH Service Form and present a valid ID to complete your transaction. You may be charged a transaction fee, which may vary per partner. For a complete list of GCASH outlets, click here. For a list of cash-in outlets through your phone, just type INFO CILIST and send to 2882. Cash-in outlets are partners that accept peso to GCASH conversions. For a list of cash-out outlets through your phone, just type INFO COLIST and send to 2882. Cash-out outlets are partners that accept GCASH to peso conversions. If you’d like to find the GCASH outlet nearest you, you can also text FIND GCASH and send to 7000.

Go to a Bancnet ATM. You can also convert the cash in your Bancnet account to GCASH. To convert, you just need to go to any Bancnet ATM, select the option to do a fund transfer to Asia United Bank/GCASH. You will then be asked to key-in the 11-digit number of the mobile number you wish to load. After the transaction is completed, you will receive a text confirmation. Remember! Bancnet currently only accepts cash to GCASH conversions. You will be charged P25.00/transaction.

Go to the BPI Express Mobile menu on your SIM. You can also reload your GCASH wallet through the BPI Express Mobile menu on your SIM. To load your GCASH wallet directly from your account, go to the BPI Express Mobile menu and choose GCASH Transfer. You will be asked to enter your BPI Express Mobile 6-digit PIN and indicate the amount of cash you want to transfer to your GCASH wallet. For more information on how to use BPI Express Mobile, you can go here.

3. How to send GCASH ?
Person-to-person money transfer or P2P allows you to send GCASH to any Globe or TM subscriber at the speed of a text message, anytime, anywhere. Just type AMOUNT4-digit PIN and send to 2882+10 digit cellphone number of the recipient. You can also go to the Globe Services menu in your SIM card, click on Postpaid or Prepaid Services>GCASH>Send GCASH 

BDO Cash Card 

1.  What is the BDO Cash Card? 
BDO Cash cards are reloadable debit cards that a beneficiary may use to pay for purchases and services from SM Stores and from stores with EPS system.  The BDO Cash Card may also be used to withdraw from any Megalink / Expressnet ATM machines.  Free withdrawal from Banco de Oro ATM’s.

2. Person-to-person money transfer (For BDO Cash Card and Globe Telecome Subscribers only).
Just type SEND (space) (Amount) (space) (recipient’s mobile phone number or alias or cash card number) and send it to 2315.

3. How to deposit in BDO Cash Card ?
1. Go to the nearest Banco De Oro (BDO) bank.
2. Get a cash card deposit slip and fill up the information needed. Take note, it's cash card deposit slip and because it's a debit card, only the cash card number is needed in the details.
3. After completely filling up the deposit slip, go to the teller and submit the slip together with the money.
4. After the teller is done processing your transaction, he/ she will give you a receipt as your reference and proof of payment.
5. Then you'll just have to inform us if you had deposited your payment through sms so we can check it also through sms.  

 Western Union

1. Paano magpadala ng Pera mula sa Agent Location ?
Napakasimpleng magpadala ng pera. Pumunta lamang sa malapit na Agent Location. Malamang may malapit sa grocery, post office o bangko sa inyo. . Find a nearby Agent location
STEP 1: Kumpletuhin ang “To Send Money” form. Sagutan ang required form at ipakita sa Agent clerk ang anumang government-issued ID.
STEP 2: Iabot ang pera. Ibigay ang perang ipadadala sa Agent clerk at ang fee
STEP 3: Pirmahan at kumuha ng resibo Pirmahan ang receive copy ng iyong resibo na naglalaman ng Money Transfer Control Number (MTCN). Kakailanganin mo ang MTCN para masundan ang online status ng iyong money transfer.

Note:
Sending from Philippines:
When sending a money transfer, senders should contact the Philippine Customer Contact Center for particulars of each country.
Senders must present valid photo identification.
The sender must inform the receiver in the Philippines the exact MTCN to avoid delays. 

  ML Kwarta Padala 

 1. What is ML Kwarta Padala ?

M. Lhuillier Group of Companies’ sensitivity to its customers’ needs is unparalleled. The idea of having a domestic money transfer service had been thought of early in the 1990’s. Such a concept was birthed in 1998 as a service more popularly known by the public today as M.Lhuillier Kwarta Padala (MLKP), a bonafide homegrown project. Having over a thousand branches strategically located throughout the Philippine Archipelago paved the way for MLKP’s realization.

NEW ML KWARTA PADALA RATES
(Philippine Pesos)
PrincipalRates
P 0.01 - P 200.00 P 18.00
P 200.01 - P 500.00 P 35.00
P 500.01 - P 1,000.00 P 60.00
P 1,000.01 - P 1,500.00 P 105.00
P 1,500.01 - P 2,000.00 P 120.00
P 2,000.01 - P 2,500.00 P 165.00
P 2,500.01 - P 3,000.00 P 195.00
P 3,000.01 - P 50,000.00 P 240.00
* Rates subject to change without notice